The N.C. General Assembly has enacted legislation to require some (but not all) driver license applicants in
North Carolina to submit proof of automobile liability insurance coverage in order to obtain a driver's license.

applying for an original license, including transfers from out–of–state;
whose licenses are being restored after revocation or suspension; or
awarded a “Limited Privilege" license by the court.

Certification of liability insurance coverage must be submitted on DMV Form DL-123, or an original liability insurance
policy, binder or certificate of insurance.

applicant’s name;
effective date of policy;
expiration date; and
date the policy was issued

Form DL-123, binders and certificates are valid only for 30 days from the date of issuance and must be from an
insurance company licensed to do business in North Carolina.

Individuals covered by the required liability insurance law, but who do not own or operate a currently registered motor
vehicle will be required to sign a certification of exemption at the driver license office (DL-123A). The exemption
restricts the driver to the operation of “Fleet Vehicles Only". To remove the restriction the driver must pay a $10.00 fee
and submit DMV Form DL-123.